Buying a used motorcycle: Checklist for success

Buying a used motorcycle can be a great way to get on the road without breaking the bank. Our guide covers everything you need to know, from setting a budget and inspecting the bike, to test riding and negotiating the best deal. Follow our expert tips to make a smart, confident purchase. Be a new rider!

 

 

Why buy a used motorcycle?

Purchasing a used motorcycle offers numerous advantages, making it an appealing option for the first time buyer and experienced riders. One of the primary benefits is cost savings. Used motorcycle is generally more affordable than new bike, allowing buyers to get more bike for their money. This is especially beneficial for those on a tight budget or looking for their first bike without a significant financial commitment​.

Another key benefit is the variety available in the used market. Whether you’re looking for a classic model, a discontinued favorite, or simply a bike with specific modifications, the used market offers a wider range of options than new dealerships typically do. This diversity allows you to find a used bike that perfectly fits your preferences and riding style​. Additionally, buying a used motorcycle can also be a great opportunity for those looking for a project bike to customize and personalize.

In summary, buying a used motorcycle can be a smart, cost-effective choice, offering financial savings, a wide selection, and potential upgrades, all while avoiding the steep depreciation of new bikes. This guide will help you navigate the process, ensuring you make a confident and informed purchase.

 

Setting your budget: What can you afford?

Determining your budget is a crucial first step in the process of buying a used motorcycle. It’s essential to consider not only the purchase price but also the additional costs that come with owning a motorcycle. Start by evaluating your overall financial situation and deciding how much you can comfortably spend on a bike without straining your finances.

 

Initial purchase price

The first element to consider is the upfront cost of the motorcycle. Used motorcycles can vary widely in price based on factors such as age, brand, model, condition, and mileage. Set a maximum price you’re willing to pay and try to stick to it, allowing for some flexibility for the right bike.

 

Insurance

Motorcycle insurance is a mandatory expense that can vary significantly based on your location, age, riding experience, and the type of motorcycle you purchase. Get insurance quotes for the models you’re interested in to have an accurate idea of this recurring cost. Remember that high-performance bikes typically come with higher insurance premiums.

 

Maintenance and repairs

Maintenance costs are an ongoing expense that can add up over time. Consider the age and condition of the motorcycle, as older bikes or those with higher mileage might require more frequent servicing and parts replacement. Research common issues for the specific models you’re interested in and have the bike inspected by a professional to anticipate potential repair costs.

 

Registration and taxes

Don’t forget to include the costs of registering your motorcycle and paying any applicable taxes. These can vary by state or country, so check with your local Department of Motor Vehicles or equivalent authority for specific details.

 

Fuel and other running costs

Lastly, consider the ongoing costs of fuel and any other consumables like tires, brake pads, and oil changes. Some motorcycles are more fuel-efficient than others, so factor in your expected usage and the bike’s fuel economy when setting your budget.

By carefully considering all these factors, you can set a realistic budget that encompasses the true cost of owning a used bike. This approach will help you avoid financial surprises and ensure you choose a bike that you can afford to maintain and enjoy.

 

Research: Choosing the right motorcycle for you

Selecting the right used bike involves considering several factors to ensure that the bike suits your needs, preferences, and experience level. If you’re interested in offroad use, dirt bikes are a great option and have specific maintenance needs. This step is crucial to ensure a satisfying and safe riding experience.

 

 

 

Riding style

Commuting: For daily commuting, look for a bike with good fuel efficiency, comfort, and reliability. Street bike and standard motorcycle are excellent choices.

Touring: If you plan on long-distance rides, touring bikes or sport-touring motorcycles offer comfort, ample storage, and long-range fuel capacity.

Off-Road: Adventure or dual-sport motorcycles are designed for off-road and on-road capabilities, making them ideal for riders who enjoy exploring diverse terrains.

Sport: Sports bike is suitable for those who enjoy speed and performance, offering agility and high-performance engines. However, it might not be the best choice for beginners due to their power and handling characteristics.

 

Experience level

Your experience and skill level play a significant role in choosing the right motorcycle. Beginners should look for bikes that are easy to handle, not too powerful, and forgiving in terms of mistakes. Standard or entry-level cruiser bikes are often recommended for new riders. Experienced rider can opt for more powerful and specialized bikes depending on its comfort and riding expertise​.

 

Physical fit

Ensure that the motorcycle fits your physical dimensions comfortably. Sit on the bike to check if you can reach the ground with your feet, comfortably reach the handlebars, and operate the controls without strain. A bike that fits well will be easier to control and safer to ride.

By thoroughly researching and considering these factors, you can choose a motorcycle that aligns with your needs, preferences, and experience level, ensuring a satisfying and enjoyable riding experience.

 

Where to buy: Dealers vs. private sellers

Choosing where to buy your used motorcycle is a significant decision that can impact your overall purchasing experience, the bike’s condition, and the level of after-sale support you receive. The two primary options are purchasing from a dealership or a private seller. Each has its own set of advantages and disadvantages.

 

Buying from a dealer

Purchasing from a reputable seller can provide a sense of security and convenience. Here are some of the benefits:

Quality assurance: Dealers typically inspect and service motorcycles before putting them up for sale. This can give you confidence that the bike is in good working condition.

Warranty options: Many dealers offer many bikes, providing coverage for certain repairs and maintenance for a specific period.

Financing options: Dealerships often provide financing options, making it easier to afford a higher-priced motorcycle by spreading the cost over time.

 

Buying from a private seller

Buying from a private seller can be a more personalized and potentially cost-saving experience. Here are some benefits:

Lower prices: Private sellers usually offer lower prices compared to dealerships as they do not have the same overhead costs.

 

Tips for buying bike from either source

Regardless of where you decide to buy your motorcycle, here are some tips to ensure a smooth and successful purchase:

Inspect thoroughly: Whether buying bike from a dealer or a private seller, thoroughly inspect the motorcycle for any signs of damage, wear, or mechanical issues.

Ask questions: Don’t hesitate to ask detailed questions about the motorcycle’s history, maintenance records, and any past accidents or repairs. Also, don’t forget to ask previous owner for all the factory keys!

Check the VIN: Verify the VIN and check the vehicle history report, its service records, to ensure it hasn’t been involved in major accidents​ or or whether it’s a stolen bike.

By weighing the pros and cons of buying from a dealer versus a private seller and following these tips, you can make an informed decision that best suits your needs and budget.

 

Inspection checklist: What to look for

 

When buying a used motorcycle, a thorough inspection is essential to ensure you’re getting a reliable and safe vehicle. It is important to inspect the bike cold to accurately assess its condition. Here’s a detailed checklist of what to look for during your inspection:

 

Mechanical components

Inspect the drive chain and sprockets for signs of wear. Pay special attention to the rear sprocket for any hooked or pointed teeth, which indicate excessive wear. Also, check the rear tire for severe wear and the rear shock(s) to ensure it offers resistance and returns the rear end to its normal position without springing up and down. Check the engine for any signs of oil leaks, unusual noises, or excessive smoke. Additionally, ensure the bike started condition is checked to reveal potential problems with starting and running.

 

Exterior and bodywork

General appearance: Start with a general overview of the motorcycle. Look for any obvious signs of damage, excessive rust (for example pitted fork tubes or rusty chains), or corrosion on the frame and body panels. Check for dents, scratches, and any mismatched paint that might indicate previous repairs​.

Aftermarket parts: Be cautious of aftermarket parts as they might be hiding damage. For instance, aftermarket fork gaiters could conceal pitted forks, and non-original paint often covers up crash damage.

Stickers and decals: Run your fingers over any stickers or decals. If you feel a ridge, it could be covering fairing damage.

Transmission and clutch: Shift through all the gears to ensure smooth transitions. If the bike is in neutral and rolls without pulling the clutch, there could be an issue with the clutch or transmission​​.

Suspension: Push down on the front forks and rear shocks to check for smooth, even movement without any clunking sounds. Inspect for any oil leaks around the suspension components​​.

Brakes: Inspect the brake pads and rotors for wear. Squeeze the brake lever to ensure it’s feel firm and responsive. Check the brake fluid level and color. It should be above the minimum level and clear​​. Check both the rear brakes and the front brakes.

 

Electrical system

Battery: Check the battery terminals for corrosion and ensure the battery is securely mounted. Ask about the battery’s age and whether it has been replaced recently​​.

Lights and indicators: Test all lights, including the headlight, tail light, brake lights, and turn signals. Ensure they are working correctly and are bright enough for safe riding​​.

Switches and controls: Test all the switches and controls, including the horn, starter button, and any additional features like heated grips or accessory switches​​.

 

Fluids and tires

Oil level and condition: Check the oil level using the sight glass or dipstick. The oil should be clean and above the minimum level. Dirty or low oil could indicate poor maintenance​​.

Brake fluid levels: Inspect the brake fluid reservoir. The fluid should be clear and above the minimum level. Dark or dirty brake fluid needs to be replaced​​. Don’t forget to check the brake lever!

Tires: Check the tires, especially rear tire, for tread depth, even wear, and any signs of cracking or dry rot. Inspect for flat spots or uneven wear, which could indicate alignment or suspension issues​. It is worth checking that the motorcycle has matching tires. Such work better together.

 

Test ride: Ensure the bike is in good condition

Handling and performance: Take the motorcycle for a test ride to evaluate its handling, acceleration, and braking. It’s never a bad idea! Pay attention to how the bike responds to inputs and if there are any unusual vibrations or noises​​.

Comfort and ergonomics: Ensure the motorcycle is comfortable to ride. Check if you can reach the ground comfortably and if the controls are easily accessible​​.